Swift Home Loans, Inc. is a licensed mortgage company as a broker and correspondent lender. Our principal office is located at 255 S. Old Woodward Ave., Suite 300, Birmingham, MI 48009.
Company NMLS #2075228 (https://nmlsconsumeraccess.org).
Swift Home Loans, Inc.is an Equal Housing Lender. We do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Federal Consumer Credit Protection laws or the Service Members Civil Relief Act. Swift Home Loans, Inc. does business in accordance with federal and state laws regarding fair lending and consumer protection. We comply with all fair lending laws and regulations, including but not limited to not the Equal Credit Opportunity Act (ECOA), Truth In Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), the Gramm Leach Bliley Act (GLBA), and the Fair Housing Act (FHA).
No Government Affiliation: Swift Home Loans, Inc. is approved to originate loans guaranteed by the United States Department of Veterans Affairs and the United States Department of Housing and Urban Development. We are not a part of the federal government nor are we endorsed by any government agency.
Fair Lending Complaints. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
United States Department of Justice – Civil Rights Division: Housing and Civil Enforcement Section, Washington D.C. 20530 (usdoj.gov/crt/housing)
Consumer Financial Protection Bureau – Midwest Division P.O. Box 4503, Iowa City, Iowa, 52244 (855) 411-2372 or 855-729-2372 (TTY/TDD)
Trade Names: We operate under the following trade names in select jurisdictions. Please visit our NMLS Consumer Access Page for more information. The names are:
- Lock it Lending
- Lock it Mortgage
- Neighborhood Lending Group
- Loan WRX
State Disclosures. Some of the states in which We operate require mortgage brokers and mortgage lenders to disclose information regarding our licenses. The following states required disclosure of licensing information. If your state is not listed, it doesn’t require a specific disclosure. However, you may find all of our licensing information by visiting our NMLS Consumer Access Page.
Call Swift Home Loans toll free at 833-697-9438.
Alabama: Consumer Credit License# 23443
Arizona: Mortgage Banker License # 1043392. We have our primary Arizona office located at
7137 E. Rancho Vista Dr. Ste. B05
Scottsdale, AZ 85251
Arkansas Combination Banker-Broker-Servicer License 131497
California Finance Lender Law License 60DBO-138783. Licensed by the Department of Financial Protection and Innovation under the Finance Lenders Law.
Colorado: Regulated by the Division of Real Estate.
Connecticut Mortgage Lender: ML-2075228
Delaware Lender License 040473
District of Columbia Mortgage Dual Authority License # MLB2075228
Florida Mortgage Lender License #MLD2360
Georgia Residential Mortgage Lender License/Registration # 2075228
Idaho: Mortgage Broker/Lender License # MBL-2082075228
Illinois Residential Mortgage License # MB.6761785. Licensed by the Department of Financial and Professional Regulation, Mortgage Banking Division, 100 West Randolph, 9th Floor, Chicago, IL 60601, (888) 473-4858. For license information visit www.nmlsconsumeraccess.org.
Indiana Department of Financial Institutions Licensee 64636
Iowa Mortgage Banker License # 2022-0177
Kansas Mortgage Company License # MC.0026562
Kentucky Mortgage Company License # MC.833396
Louisiana Residential Mortgage Lending License
Maine Supervised Lender License # 2075228
Maryland Mortgage Lender 2075228
Massachusetts
- Mortgage Lender License #MC2075228
- Mortgage Broker License # MC2075228
Michigan Swift Home Loans, Inc.
- 1st Mortgage Broker/Lender License # FL0024881
- 2nd Mortgage Broker/Lender Registrant SR0025133
Minnesota Residential Mortgage Originator License # MN-MO-2075228
Mississippi Mortgage Lender 2075228
Montana
- Mortgage Broker 2075228
- Mortgage Lender 2075228
Nebraska Mortgage Banker License
New Hampshire Mortgage Banker License 2075228MB
New Jersey Residential Mortgage Lender License. Licensed by the New Jersey Department of Banking and Insurance
New Mexico Mortgage Loan Company License
North Carolina Mortgage Lender License L-215720
North Dakota Residential Mortgage Lender # ML104294
Ohio Residential Mortgage Lending Act Certificate of Registration # RM.804691.000
Oklahoma Mortgage Lender License # ML015334
Oregon Mortgage Lender License # 2075228
Pennsylvania Mortgage Lender License # 102882. Licensed by the Department of Banking and Securities.
Rhode Island
- Mortgage Lender License #20244693LL
- Loan Broker License #20244694LB
South Carolina Mortgage Broker licensed by the South Carolina Department of Consumer Affairs.
Tennessee Mortgage Company License # 2075228
Texas CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Washington Consumer Loan Company License CL-2075228 (www.nmlsconsumeraccess.org)
Vermont
- Lender License #LL-2075228
- Mortgage Broker License # MB-2075228
Virginia Licensed Mortgage Broker and Licensed Mortgage Lender (License # MC-7237). If you are refinancing a loan your finance charges may be higher over the life of the loan even if your payment decreases.
West Virginia
- Mortgage Broker MB-2075228
- Mortgage Lender ML-2075228
Wisconsin
- Mortgage Banker License 2075228BA
- Mortgage Broker License 2075228BR
Wyoming Lender/Broker License 5116
