WHY WORK WITH SWIFT HOME LOANS
UNBEATABLE SERVICE
Any mortgage lender can give you a loan. Our service is what truly makes us Swift Home Loans. Someone is always easily accessible to you for any questions you have or issues that might come up - from start to finish. We invite you to try it, contact us today!
WE START WITH YOUR NEEDS
At Swift Home Loans we’ve helped home buyers in all types of financial situations with virtually every type of home loan available on the market today. We have experience in closing difficult loans so we can make your process easy.
SWIFT IS IN OUR NAME
The time it takes to close on a home loan can be critical and we know how excited you must be. At Swift Home Loans, we can get you from acceptance on your dream home to keys in your hand in an average of 15 days.
MORTGAGE RATES
15 YEAR FIXED
5.838%
30 YEAR FIXED
7.038%
10/6 ARM
7.065%
MORTGAGE CALCULATOR
THE SWIFT HOME LOAN PROCESS
Our promise is to deliver upon a Next Level Experience for every individual - from start to finish.
GOALS
Whether you are looking to buy now or need advice on how to start your home buying journey, we’ll discuss your goals and how we can help you achieve them. Once we know your goals, we can create a game plan to get you there.
Now that we have identified your personal goals, the next step is to fill out a short application. Using the information provided, we can ensure that your goals and financial picture align. We will request documents and ensure it meets with mortgage requirements.
APPLICATION
PRE-APPROVAL
Getting Pre-Approved will give confidence to home sellers, knowing your offer for their home has been vetted. Don’t have an agent to help with your home search? No problem, Next Level Lender will connect you with an agent that can ensure your experience and goals are top priority.
When your offer is accepted, you are officially in escrow! Swift Home Loans Lender, your agent and the Escrow and Title company will ensure you are aware of all necessary tasks needed during the escrow process.
ESCROW
FUNDED
You did it, you are a homeowner! Once the escrow process is completed, your loan is funded, and your ownership is recorded with the county. Swift Home Loans will be there for you, and we’ll make sure any of your friends and family have a Swift Home Loans home buying experience too.
OUR SOLUTIONS
FHA
Tailored to first time home buyers, an FHA loan lets buyers take advantage of lower down payments and interest rates. This allows buyers to qualify for more home with less upfront cost.
VA
This loan gives veterans the ability to purchase a home with 0% down and low interest rates. Backed by a guarantee from the VA, veterans can qualify for a home using different qualifications other than just income and debt ratios.
CONVENTIONAL
The standard home loan offering easy qualification so you can be confident on your home ownership search. A great solution whether it’s your first home, additional home or an investment property.
NON-QM
If you are looking to purchase a home, but need to qualify using alternate or more creative solutions, a Non-QM loan is probably right for you. You can qualify for a home loan using your bank statements, assets, or large down payments with a Non-QM loan.
JUMBO
Traditional mortgages have loan limits. If you’re buying a luxury home or a home in a high-cost market, you’ll need a jumbo loan if you exceed conventional loan limits.
HARD MONEY
With short terms, hard money loans allow borrowers to get ownership of a home that needs work and begin renovations quick. With closings as quick as 4 days, this loan is a great tool for the seasoned real estate investor while competing toe-to-toe with cash offers.
TESTIMONIALS
VERY SATISFIED
I have to say I was ready to give up on a previous company that was trying to refi my house and the communication was awful .. and thats when Allie Leto called and said she wouldn’t let me give up because of the poor service I was getting from this company… it was a very different experience with Swift Home Loans. Never once did I not get an answer quickly with believe me a lot of questions and they called every day and updated me and actually got more out of my refi than I was going to get with the other company.. all and all I am very very satisfied how all things worked out and will And would most definitely recommend Swift Home Loans!!!!! Allie, Cory and Taylor were outstanding.. I hope I didn’t miss anyone because everyone was a team player and did a fantastic job..
DARRELL O.
THE MOST AMAZING EXPERIENCE
I got a call from Jenn out of nowhere and 14 days later I received my closing disclosure and closing was scheduled – this was the most amazing experience I’ve ever had with a financial institution- Lauren the loan processor was super nice overall I had the best experience working with Jenn and Lauren!!! Jenn is simply the best !!!! She offered her help to me and I needed it the most- and I listened to her and the rest is history!!! If you’re looking for a caring loan officer with a wealth of knowledge call Jenn.
WELD B.
THE REAL DEAL
Jenn and Lauren were awesome. I talked to about 15 different refinance lenders some ok some bad but, Jenn and Lauren were the real deal. They were very friendly and truly worked to get me the best deal for me not just a deal that was slightly better than the rest. They also weren’t pushy like alot of these folks seem to be. I would use them again and will recommend them to all my friends. If you are going through the hassle of refinance stop here and talk to Jenn and Lauren you won’t be disappointed.
PRESTON W.
COMMUNICATION WAS FANTASTIC
I was skeptical about choosing a mortgage company. They had put to rest how efficient and quick this process started in February 1 and closed by the 22nd of February. I have never been so happy to get this process done quickly and everything went smoothly. Communication was fantastic always knew what was going on. extremely happy with this service. Definitely will pass the word they are great
NOREEN S.
PERSONAL & CARING TOUCH
Did a refinance with Adam Connell after being screwed by another company. I needed to get it done quickly, and although it got done a few days later I needed it, it all worked out in the end. Adam went above and beyond the call of duty! I was out of town for a birthday trip trying to get everything together and while on the trip my husband ended up in the hospital. Adam did everything in his power to get things pushed through and helped me get the information needed when I couldn’t figure it out. I would definitely recommend him and his team. He even checked in to make sure my husband was doing okay. Great customer service with a personal and caring touch
SHERRI M.
CONTACT US
Contact us now for a free consultation.
Whether you are ready to buy, refinancing or planning for the future - We're here to help you.
With an extensive network of banks and investors, let us do the heavy lifting for you when it comes to finding the perfect loan for your perfect home.
© Copyright Swift Home Loans, Inc. 2023
NMLS ID # 2075228
Consumer Access – Company (nmlsconsumeraccess.org)
AVAILABLE IN THESE STATES:
CA, CO, D.C., FL, MD, MI, NC, OH, OK, PA, TX, VA
