This website is owned and operated by Swift Home Loans Inc., 255 S. Old Woodward Birmingham, MI. 48009 which is referred to below as “Swift Home Loans” or “we” or “us” or “Company” or “our.”
By use of this website, you agree that:
You may not use or attempt to use any part of this website for any purposes that:
Access and use of this website
Swift Home Loans reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website. You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing or obtaining, and for maintaining, all of the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use this website.
Intellectual property rights
Web page content
You acknowledge and agree that all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, “look and feel”, and the operation of this website (collectively “Web Page Content”) is accurate.
Furthermore, you acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any Web Page Content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Web Page Content.
You may not use Web Page Content, domain names (in whole or in part), or Email addresses related to or derived from this website, nor any data, trademarks, functionality, service marks, trade names, brand names and/or logos contained within or derived from this website, for any purpose;
Meaning that you may not, among other prohibited uses, use any Web Page Content, domain names, Email addresses, data, trademarks, service marks, trade names, brand names and/or logos on or derived from this website:
Swift Home Loans Is Not Responsible For Links to Other websites: For your convenience, this website may provide links to other websites on the World Wide Web. Unless expressly stated otherwise on this website, Swift Home Loans does not endorse, approve, sponsor or control, and we are not in any way responsible for, any of the content, services, calculations, information, products or materials available at or through any websites to which this website may provide a link. By using this website you acknowledge and agree that Swift Home Loans will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products or materials.
No Advertising / No Links. Swift Home Loans does not permit third-party advertising on this website. Except with the written permission of Swift Home Loans, you agree that you will not create links from any website or Web page to this website or any Web page within this website.
Revisions & Modifications
You understand and acknowledge that Swift Home Loans controls and operates this website from within the United States of America. This website provides information regarding services and products that are made available in the United States only. We make no representation that the services or products about which information may be provided on this website will be available (a) anywhere outside of the United States or (b) in every state within the United States. You acknowledge and agree that you are responsible for compliance with all federal, state and local laws applicable to your access to and use of this website.
User Id’s and Passwords For Our Website
Certain areas or features of this website may be restricted to users who have obtained a user identification and password by completing a registration process described on this website. Please be sure to protect and maintain the confidentiality of any user identification, password or other identifying information you may obtain in connection with your use of this website. You agree to notify Swift Home Loans immediately if you believe your user identification, password or other identifying information has been lost, stolen or otherwise compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this website by any person to whom you have provided your user identification, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website that may occur after you have notified us that your user identification, password or other identifying information has been lost, stolen or otherwise compromised.
The web page content on or available through this website are provided “As is” and without warranties of any kind, either express or implied. To the fullest extent permissible under applicable law, Swift Home Loans disclaims all warranties, express or implied, including, but not limited to, all implied warranties of merchant ability, fitness for a particular purpose, title, and non-infringement. Swift Home Loans makes no representation or warranty regarding the web page content or its use thereof. The web page content on or available through this website could include inaccuracies or typographical errors and could become inaccurate because of developments occurring after their respective dates of preparation or publication. Swift Home Loans has no obligation to maintain the currency or accuracy of any web page content on or available through this website. You acknowledge and agree that Swift Home Loans is not, and shall not be, responsible for the results of any defects that may exist in this website or its operation. As to the operation of this website, Swift Home Loans expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchant ability and fitness for a particular purpose. Swift Home Loans makes no representation or warranty that (a) the operation of this website will meet your or any other user’s requirements; (b) access to the website will be uninterrupted, timely, secure, or free of errors, viruses, or other harmful components; or (c) any defects in this website will be corrected. You agree that you, and not Swift Home Loans, will bear the entire cost of all servicing, repair, correction, or restoration that may be necessary for your data, software programs, or computer equipment because of any viruses, errors, or other problems you may have as a result of using or visiting this website.
Limitation Of Liability
You agree that under no circumstances will Swift Home Loans be liable to you or any other person or entity for any damages or injury, including any direct, special, incidental, consequential, or punitive damages or any damages or injury caused by error, inaccuracy, omission, interruption, defect, failure of performance, delay in operation or transmission, telecommunications failure or computer virus or other problem, that may result from the use of, or the inability to use, this website or the web page content on or available through this website, whether in an action alleging breach of contract, negligence or any other cause of action, or arising out of or in connection with the use or performance of any web page content on or available through this website. You agree that Swift Home Loans shall not be liable even if we or our authorized representatives have been advised of the possibility of such damages. Applicable law may not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations or exclusions may not apply to you. However, in no event shall Swift Home Loans total liability to you for damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you, if any, in accessing or using this website of web page content thereon.
Communication With Company
To opt out contact us at email@example.com
Application of Additional Terms
Agreement To Provide Accurate Information
In making a loan inquiry, application or in entering into any other transaction or request for information on this website, you agree to provide accurate, true, current, and complete information upon which Swift Home Loans may rely.
Your Cooperation Is Needed
Swift Home Loans generally begins processing your application (which may include ordering an appraisal, credit report, title commitment and other necessary items) upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Swift Home Loans may need from third parties such as your bank, employer, current mortgage company, etc. In addition, you agree to notify Swift Home Loans of any changes in any information submitted in connection with your application.
Governing Law And Dispute Resolution
Deposit / Refund Policy
When you submit a loan application, Swift Home Loans will begin to process your application and, as a result, will advance on your behalf costs for certain third party expenses. If you do not fully cooperate in or complete the application process (including submitting all required documentation in a timely manner), choose to withdraw your application, or choose not to close the transaction for any reason, you may be required to pay for some or all of Swift Home Loans third party costs. Please review your deposit agreement for details specific to your loan application.
While Swift Home Loans will use all of its reasonable efforts to have your application fully processed and closed on or before any applicable rate lock expiration date (if any) and/or anticipated closing date, some process are not under our control. For instance, Swift Home Loans cannot be responsible for delays in loan approval or closing due to: the untimely receipt of an acceptable appraisal; the untimely receipt of required documentation; your existing home not selling; matters disclosed by a title commitment or survey; any other matters beyond Swift Home Loans reasonable control.
Last updated 5/13/2021
I have to say I was ready to give up on a previous company that was trying to refi my house and the communication was awful .. and thats when Allie Leto called and said she wouldn't let me give up because of the poor service I was getting from this company... it was a very different experience with Swift Home Loans. Never once did I not get an answer quickly with believe me a lot of questions and they called every day and updated me and actually got more out of my refi than I was going to get with the other company.. all and all I am very very satisfied how all things worked out and will And would most definitely recommend Swift Home Loans!!!!! Allie, Cory and Taylor were outstanding.. I hope I didn't miss anyone because everyone was a team player and did a fantastic job..
The Most Amazing Experience
I got a call from Jenn out of nowhere and 14 days later I received my closing disclosure and closing was scheduled - this was the most amazing experience I’ve ever had with a financial institution- Lauren the loan processor was super nice overall I had the best experience working with Jenn and Lauren!!! Jenn is simply the best !!!! She offered her help to me and I needed it the most- and I listened to her and the rest is history!!! If you’re looking for a caring loan officer with a wealth of knowledge call Jenn.
The Real Deal
Jenn and Lauren were awesome. I talked to about 15 different refinance lenders some ok some bad but, Jenn and Lauren were the real deal. They were very friendly and truly worked to get me the best deal for me not just a deal that was slightly better than the rest. They also weren't pushy like alot of these folks seem to be. I would use them again and will recommend them to all my friends. If you are going through the hassle of refinance stop here and talk to Jenn and Lauren you won't be disappointed.
Communication Was Fantastic
I was skeptical about choosing a mortgage company. They had put to rest how efficient and quick this process started in February 1 and closed by the 22nd of February. I have never been so happy to get this process done quickly and everything went smoothly. Communication was fantastic always knew what was going on. extremely happy with this service. Definitely will pass the word they are great.
Personal & Caring Touch
Did a refinance with Adam Connell after being screwed by another company. I needed to get it done quickly, and although it got done a few days later I needed it, it all worked out in the end. Adam went above and beyond the call of duty! I was out of town for a birthday trip trying to get everything together and while on the trip my husband ended up in the hospital. Adam did everything in his power to get things pushed through and helped me get the information needed when I couldn't figure it out. I would definitely recommend him and his team. He even checked in to make sure my husband was doing okay. Great customer service with a personal and caring touch!
Patience & Hard Work
I would like to thank Julian for encouraging me to refinance. I am usually a creature of habit and find it difficult to change. He assured me that I would get the best help and service. Secondly, I want to express my gratitude to Taylor. We had a lot of bumps along the way that at times caused me to become very frustrated. Taylor always remained calm and continuously assured me that she was going to do everything she could to solve the problem. She would text, email or call daily to let me know she was working diligently to get this done. I am not efficient with technology…that didn’t stop her. She patiently helped me with downloads…signing…reviewing documents. She was undeterred by the obstacles…I think she welcomed the challenges. I am grateful to have had both Taylor and Julian on my team. Thank you both for your patience and hard work.